Fax Free Payday Loans is not a lender or a broker. The information provided to us will be used to provide you with necessary loan information. When applying with us, keep in mind that your application for credit or a mortgage loan will not be used to qualify you with any lender. We are not involved in checking your credit history or evaluating the information provided to us. If your application is approved and are contacted by a lender, that particular lender may provide a loan rate quote based on various factors. Our service is to match your application with the lenders in our portfolio.